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On February 26, Telarc will release the world premiere recording of Michael Gandolfi’s expanded version of The Garden of Cosmic Speculation, an hour-long work inspired by architect Charles Jencks’ mystical garden in Scotland and Jencks’ book of the same name. Robert Spano conducted the world premiere of Gandolfi’s original 20-minute, four-movement work at the Tanglewood Music Center in 2004, followed by performances with several American orchestras, including the Atlanta Symphony Orchestra. It was so well received in Atlanta that, as part of the orchestra’s Atlanta School, the ASO commissioned Gandolfi to add additional movements to the piece, each of which he named after different features in Jencks’ garden. Jencks has described his garden as a new grammar of landscape designed to bring out the basic elements that recent science has found to underlie the cosmos, such as wave theory, sub-atomic particles, the diversity of DNA, the birth and expansion of the universe, and super-string theory. In writing The Garden of Cosmic Speculation, Gandolfi said, “I’ve been interested in modern physics, and it seemed proper for music to participate in this magnificent joining of physics and architecture.” This recording marks the first of a major work for orchestra by Gandolfi and introduces a fresh new voice in American orchestral music.
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The link to download this house is over here: www.thesims3.com Part of the brief was that the mother and one of the daughters were gardeners and the only way to get plants into the house was to use David and his large selection, majority of the plants are rare/ special seeds and 2 are money trees… the rest are fruits and vegetables. I’ve always wanted to thrown in custom paintings into one of my houses because the decor ones are craptacular and David’s painting are really good…. naturally. I managed to kill 3 birds with one stone by making David playtest parts of the house, as you can tell, swimming in the pool causes problems and the only way to fix it is by physically telling the sim to get out of the pool via ladder.. I think… and you can effectively sleep underwater too. If you really want to swim in the pool, tell the sim to swim in the unraised area or lower that bit down to normal, but leave the hot tub the way it is. =S What you don’t see at the end is that David is complaining about the end tables blocking the sink… I removed them from the final product, I’m not sure if he’d have used it if MO was on, because I think it was off when I was play testing, so based on that, I’m guessing most of the MO’ed objects wont work but try it with MO turned on first!!! Avalon Grande took 9-10 hours to build altogether and costs $308 000 furnished and $151 unfurnished. Enjoy!!!
Life Insurance beneficiary designations, have you ever heard of this before? Do you know what it is and why it is so important for you to understand? There are different ways for you to leave your death benefit to your beneficiary and you should know what they are and how they differ.
o You can list a Trust as a beneficiary- Upon the death of the insured the trustee will administer the funds by following the instructions set in the trust provisions. While there are some advantages of naming a trust, there are also some disadvantages.
o You can name Your Estate as a beneficiary- While there are reasons that you may want to name your estate as beneficiary often it is not desirable. The main disadvantage is that your death proceeds become part of the estate and are subject to the claims of creditors.
o You can list a minor as beneficiary- This is a common practice to name your minor child as a beneficiary but please understand insurance companies will not pay proceeds to a minor. For this reason it is necessary and very important to name a guardian to be appointed to receive the funds on behalf of the minor. When naming multiple children as beneficiaries it is desirable to list a class designation. A class designation should be used whenever there are multiple beneficiaries that will be sharing a death benefit. In addition to the class designation there are definite benefits to using the per capita and per stirpes designations for children.
o Per Capita- (means by the head or individual) the use of this designation means that each surviving child shares equally in the division of the death benefit.
o Per Stirpes- (means by stock, family line or branch) the use of this designation means that the division of the death benefit will be split throughout the appropriate generations. This designation can become quite involved and full understanding of how it works is necessary.
This article was written not to explain how all the designations work but merely bring them to your attention. After reading this I hope you can see the importance of dealing with a life insurance agent that understands beneficiary designations and their proper use.